Connected via Plaid · bank-grade encryption

When's the last time you actually felt sure about your money?

Not looked at a number — felt sure.That's not confidence. That's crossing your fingers. Want something different?

Free while in closed testing · no card, no subscription

Them vs. Solv

You download it. You check it once. You forget it exists.

Any app can connect to your bank account.

The fix never sticks

You correct a merchant's category this month, and next month the same charge lands wrong again. The upkeep never really stops, so eventually you stop keeping up.

Alert overload

So many notifications for things that don't matter that you end up muting the app entirely — and once it's muted, it's already gone.

Surface-level data

It shows you what happened. It doesn't tell you what's normal for you — no sense of your typical spending, just raw numbers with no context.

Here's what Solv does instead

Fix it once

Recategorize any merchant from anywhere in the app. Choose “going forward” and Solv writes the rule — then repairs the past transactions it already got wrong.

Daily, weekly, monthly recaps

A check-in that shows up on its own, at whichever cadence you pick, so you never have to remember to go look.

Quick and in-depth, by category

General, subscriptions, shopping, and income — each with its own quick look and a deeper dive when you want it, plus search across every transaction.

Interactive demo — not a screenshot

Same bank data. A different answer.

The phone below is live — tap Tasks, open a report, and flip Quick vs. In-depth yourself.

Click around below — it responds
9:41

Available Balance

$4,820.35

+30.8% this week

Jul 7 – Jul 13, 2026

Safe to spend today

$74

Left this week

$369

$310 of $679 spent

At this pace you'll have $82 left on Sunday

50% of what's left after $191 of bills · Change targetSynced 2m ago

Balance trend

Balance$4,820
Jul 7Jul 8Jul 9Jul 10Jul 11Jul 12Today
DoorDash is 140% above your usual$182 this period vs. $76 typical, over 5 periods

Income

$1,473

Spending

$373

Saved

$1,099

SPENT$2,340
3 moreAll 7 ›

2 of 6 bills paid this month · $161.47 left

Next: Gym membership · Jul 15 · $49.99

LatestAll activity ›

Chipotle

Yesterday

-$14.99

Best Buy

2 days ago

-$284.00

Payroll deposit

3 days ago

+$6,200.00

Whole Foods

4 days ago

-$86.00

Shell

5 days ago

-$98.00

Fully clickable demo, built from the app's own components with illustrative data — no real accounts are connected.

Get started for real

You don't have to go looking

The check-in comes to you.

Daily, weekly, monthly — pick any, all, or none. Each one is built from the same transactions you'd see in the app, so there's nothing in it you can't go check yourself.

Scroll a phone — you get the whole email
Every morningDaily report
9:41
Solv Personal7:02 AM

Daily check-in · $41.80 to spend today

Solv Personal

Today

$41.80

to spend today · $209.00 left this week

Yesterday you spent $153.88, over the $98 daily mark. $100.47 of that is still pending.

Yesterday's 5 largest

Costco Wholesale

Groceries · Pending

$62.84

Shell

Transportation · Pending

$21.50

Chipotle

Dining · Pending

$16.13

Spotify

Subscriptions

$11.99

CVS Pharmacy

Shopping

$11.01
4 smaller charges$30.41

5 of your last 7 days under target

Available balance$4,123.55

Where this week is going

Jul 14 – Jul 20 · $488.99 so far

27%3%28%15%14%13%SPENT$488.99

M

T

W

T

F

S

S

Groceries$138.84
Dining$132.40
Shopping$71.20
Transportation$70.65
Other$63.91
Subscriptions$11.99
Utilities—
Open Solv Personal

Solv Personal · Daily check-in

Change what you get · Unsubscribe

Scroll to read ↓
Every MondayWeekly report
9:41
Solv Personal8:00 AM

Weekly summary · Jul 7 – Jul 13 · you saved $948

Solv Personal

Jul 7 – Jul 13

$4,891.41

Available balance

You saved $948 — a 65% rate, above your 20% target.

In

$1,460

Out

$512

Saved

$948

65%

14 of your last 16 weeks hit target

Counts every week you cleared 20%. Weeks without income are skipped.

Where the flexible money went

vs. last week

Dining$214.00▲ $32
Groceries$148.00▼ $11
Shopping$96.00▲ $44
Committed$54.00

Subscriptions and utilities. Contracted cost — not where a week is won or lost.

Largest purchases

Target

Shopping · Jul 8

$156.00

Cheesecake Factory

Dining · Jul 10

$84.00

Whole Foods

Groceries · Jul 11

$62.00

Target is 79% above your usual

$156.00 this week · $87.00 typical

4 of 6 bills paid this month · $161.47 left

Next: Gym membership Jul 15

Next week

$52.00/day

keeps you on target

Open Solv

Solv Personal · Weekly summary

Change what you get · Unsubscribe

Scroll to read ↓
First of the monthMonthly report
9:41
Solv Personal8:00 AM

Monthly review · June · you saved $3,990

Solv Personal

June

$3,990

saved · 64% rate

You saved $3,990 — a 64% rate, above your 20% target. Dining rose on frequency, not price.

In

$6,204

Out

$2,214

Balance

$4,891

9 of your last 12 months hit target

Best week Jun 16 – Jun 22 · toughest Jul 1 – Jul 7

Where you went over

Target$328.00

Shopping · 3 more visits than usual

$134 above your usual

Excluded$281.00

Subscriptions and utilities. Contracted — reviewed in the subscriptions report, not here.

Every category

vs. the month before

Dining$684.00▲ $98
Groceries$489.00▼ $31
Shopping$463.00▲ $124

The year so far

Earned

$37,200

On pace for

$74,448

Open Solv

Solv Personal · Monthly review

Change what you get · Unsubscribe

Scroll to read ↓

Swipe for weekly and monthly →

The real templates end to end, with illustrative numbers. Change the cadence or turn them off entirely in Settings — every email has an unsubscribe link.

The part nobody else ships

Four reports, not one feed.

General, Subscriptions, Shopping and Income — each a dedicated slice with its own quick look and a deeper dive behind it, plus Search across every transaction the four are built from. Nothing in any of them is a number you can't go check.

Scroll a phone — you get the whole report
GeneralFull financial overview
9:41
GeneralFull financial overview
QuickIn-depthThis month

Savings rate

62%+5 pts

You brought in $6,200.00 and spent $2,340.00 this month — a 62% savings rate, up 5 points. Dining is doing most of the moving at $720.00.

In vs. out

Income

$6,200.00

Spending

$2,340.00

Saved

$3,860.00

Safe to spend

$1,988.00

Bills of $187.45 come off first; saving 50% of what's left leaves $3,006.00 to spend this month. You've spent $1,018.00.

50% of what's left after bills. Change target

Spending by category

$2,340this month
Dining$720
Groceries$510
Shopping$496
Transportation$240
Utilities$180

+ subscriptions, other

Biggest expenses

Target

Shopping · Jul 8

$340.00

Cheesecake Factory

Dining · Jul 10

$240.00

Whole Foods

Groceries · Jul 11

$210.00

Most spent overall: Target $340.00 · Cheesecake Factory $240.00 · Whole Foods $210.00

What I'd do

1

Cancel or pause the new YouTube Premium subscription

New recurring charge · Save $168/yr · This week

2

Trim dining back toward your 3-month average

Category +18% · ~$110/mo · This month

3

Review the gym membership price increase

Recurring price increase · $120/yr · This month

Scroll to read ↓
SubscriptionsRecurring charges & renewals
9:41
SubscriptionsRecurring charges & renewals
QuickIn-depthThis month

$106.45/mo

+$23.99 more than last month (up 29%)

5 active subscriptions across streaming, fitness, and music.

Your biggest is Gym membership at $49.99/mo — 47% of your recurring cost. 1 went up this cycle.

Recurring charges are detected across your whole history, so this monthly rate stays put when you change the range — only the trend below re-buckets.

Your recurring charges

Gym membership$49.99

Up $10.00/mo

Netflix$15.49
Amazon Prime$14.99
YouTube Premium$13.99

New this cycle

Spotify$11.99

Unchanged 14 mo

Monthly spend trend

May
Jun
Jul

Suggested action

1

Cancel or pause the new YouTube Premium subscription

New subscription · Save $168/yr · This week

Scroll to read ↓
ShoppingShopping, groceries & dining
9:41
ShoppingShopping, groceries & dining
QuickIn-depthThis month

$1,726.00

5% less than the 30 days before

Across shopping, groceries, and dining — 3 categories, 28 transactions in this range.

Dining is your biggest at $720.00 this month — 42% of what you buy.

The split

Dining42%$720.00
Groceries30%$510.00
Shopping29%$496.00

Top merchants

Target

Shopping · up 79% vs. usual

$340.00

Cheesecake Factory

Dining

$240.00

Whole Foods

Groceries

$210.00

Safeway

Groceries

$165.00

Chipotle

Dining

$160.00

What I'd do

1

Trim dining back toward your average

Category +18% · ~$110/mo · This month

2

Review the Target spending spike

Merchant anomaly · ~$150 · This week

Scroll to read ↓
IncomeMoney coming in
9:41
IncomeMoney coming in
QuickIn-depthThis month

$3,107.35

10% less than the previous month

5 deposits — 2 payroll deposits, 1 gig payout, 1 transfer and 1 refund.

$3,107.35 came in this month across 5 deposits — almost all from Payroll (80%).

Where it comes from

Payroll80%$2,480.00
Gig payouts & transfers19%$585.00
Refunds1%$42.35

Income trend

May
Jun
Jul

Worth noting

Income is down 10% vs. last period ($332.65 less).

Period income move · every deposit in the window

Scroll to read ↓
SearchA tool, not a report
9:41
SearchEvery transaction, filterable
Merchant, category, amount…
Last 7 daysAll categoriesAny amount
6 results$638.99 out

Chipotle

Dining · Yesterday

−$14.99

Best Buy

Shopping · 2 days ago

−$284.00

Payroll deposit

Income · 3 days ago

+$6,200.00

Whole Foods

Groceries · 4 days ago

−$86.00

Shell

Transportation · 5 days ago

−$98.00

Target

Shopping · 5 days ago

−$156.00

Filter by range, category or amount — across every transaction the four reports are built from.

Scroll to read ↓

Swipe for the rest →

The Quick view of each report, with illustrative numbers — In-depth sits one tap behind every one of them.

All of this in under 5 minutes.

Bank connection runs through Plaid — trusted by 12,000+ banks and credit unions, used by 50% of banked adults in the U.S.

Powered by Plaid
256-bit AES encryption·Read-only account access·TOTP two-factor auth·Cancel anytime

How Solv is different

Three rules we don't break.

1

Every finding is verifiable

No claim about your spending ships unless it can be traced directly back to a transaction in your history. If we can't prove it, we don't say it.

2

No judgment scoring

Your dashboard leads with Safe to spend — expected income, minus expected bills, minus your savings target, spread across the days you have left. Arithmetic you can check. No invented 0–10 score standing in for it.

3

Signal over noise

Quick Hits are capped at 5. Key Findings are capped at 6. You get what actually matters this period, not a wall of alerts.

How it works

Three steps. About two minutes.

1

Connect your bank

Link accounts securely through Plaid. Read-only — Solv can never move your money.

2

Solv reads your history

Every transaction gets scanned for verifiable patterns — recurring charges, price changes, category spikes.

3

You get the findings

Your Dashboard and four reports — General, Subscriptions, Shopping, Income — update automatically as new transactions land, with Search across every transaction behind them.

Questions

Frequently asked

How does Solv Personal connect to my bank?+

Solv connects through Plaid, the same infrastructure used by thousands of banking and finance apps. Your login credentials go directly to your bank or through Plaid's encrypted connection — Solv never sees or stores your bank password.

What makes a ‘finding’ different from a budgeting alert?+

Every finding Solv shows you is tied to a specific, checkable pattern in your actual transaction history — a price increase, a new recurring charge, a spending spike in a category. Solv never shows a claim it can't trace back to a transaction, and it never assigns a subjective health score.

Can I try Solv before creating an account?+

Yes. The live demo on this page runs on illustrative data — no real account is connected — so you can click through the Dashboard and open any report before you ever enter your bank information.

Is my data ever sold or shared?+

No. Solv does not sell transaction data or share it with advertisers. Your financial data is used only to generate the findings and reports you see in your own account.

Which banks does Solv support?+

Solv supports thousands of banks and credit unions through the Plaid network, including all major U.S. banks and most regional and community institutions.

What does Solv Personal cost?+

Nothing right now. Solv is in closed testing — there's no subscription, no trial that converts into one, and no payment method on file. If that ever changes, you'll see the price in advance and be asked to agree to it separately. You can delete your account, and everything in it, from Settings at any time.

Is Solv Personal finished?+

No, and we'd rather say so up front. Solv is in closed testing with a small invited group, before any full external security audit. Numbers, categories and recurring charges can be wrong — check anything important against your bank directly, and don't treat Solv as your system of record. You'll be asked to acknowledge this before you connect an account.

See what your money's actually doing.

No spreadsheets. No invented scores. Just what your transactions actually show.

Try the live demo